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Residential Mortgages

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Our product line includes conforming loan products as well as portfolio loans. Our portfolio loans are based on
old fashion common sense lending and are designed to offer financing to good borrowers that don't fit in "The Box".
 


Mortgage Rates

Account Title Rate Points APR* For every $1,000 borrowed, payment principal & interest =
Conforming 15 Year Fixed 6.500% 0.000% 6.542% $8.73
Conforming 30 Year Fixed 7.000% 0.000% 7.026% $6.66
15 Year Fixed Super/Conforming 6.375% 0.000% 6.396% $8.64
30 Year Fixed Super/Conforming 7.000% 0.000% 7.013% $6.66

Rates effective as of 1/21/2025

* Annual Percentage Rate

Rate and terms are subject to change. This is not an offer to extend credit and is for informational purposes only.

APR is based on a $450,000 loan amount or a $900,000 loan amount for Super Conforming and Jumbo. APR for FHA  includes upfront and monthly mortgage insurance premiums. Conforming rates are based on a purchase transaction with 25% equity, 780 or better credit score, and a single-family owner-occupied residence. Adjustable-Rate mortgages are calculated based upon a 30-year amortization.

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate change.