All Unity Savings Accounts Feature:

  • Earns Interest
  • Free Bill Pay
  • Free Mobile Banking

eSavings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See Rates
Earns Interest

Features

A tiered savings account, which requires a low minimum balance to open.

  • E statements makes reconciling easy.
  • No need to store statements.
  • Protects against mail fraud.
  • Increase your earnings as the balance goes up.
  • Enrollment in eStatements is required.
  • An E statement is mandatory as part of the account.
  • Free ATM Card
  • Free Online Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Opportunity Savings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • The more you save the more you earn with tiered interest.
  • Free ATM Card
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Prosperity Savings Age 55+

$25
Opening Deposit
$25
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • Must maintain a Prosperity Checking account.
  • Transfer funds as needed through online banking, Bank-by-Phone, or Mobile Banking to your Unity checking account.
  • Free ATM Card
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Monthly Service Fees

$1 if balance is below $25

ATM Fees

FREE at Unity & Allpoint ATM's

Fun Club

$0
Opening Deposit
$0
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • You pick your 12 month time frame and receive a check at the end of the term.
  • Deposit any time you like, in any amount.
  • Earn BONUS interest when deposits are automatically transferred from your Unity Checking or Statement Savings account.
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking
  • Free Mobile Deposits
  • Free Bank-by-Phone

Monthly Service Fees

$0

ATM Fees

N/A

Certificates of Deposit (CD)

$1,000 ($500 for minors)
Opening Deposit
N/A
Minimum Balance
Yes!
See Rates
Earns Interest

Features

  • Terms: 3 months to 60 months.
  • CDs offer a guaranteed interest rate for the term of your choice.
  • IRA CDs offer a secure, attractive retirement investment
  • Additional terms available. Call for details.

Monthly Service Fees

N/A

ATM Fees

N/A

Other Services Available to Customers:


Account Title Min. to Open Balance APY*
Opportunity Savings $100.00 $00.01 - $99.99 0.00%
  $100.00 $100.00 - $19,999.99 0.05%
  $100.00 $20,000.00 - $99,999.99 0.10%
  $100.00 $100,000.00 + up 0.15%
eSavings $100.00 $00.01-$99.99 0.00%
  $100.00 $100.00-$19,999.99 0.75%
  $100.00 $20,000.00 + up 1.00%
Prosperity Savings $25.00 $00.00 - $24.99 0.00%
  $25.00 $25.00 + up 0.05%
Money Market IRA $100.00 $00.00 - $99.99 0.00%
  $100.00 $100.00 - $4,999.99 0.05%
  $100.00 $5,000.00 - $9,999.99 0.05%
  $100.00 $10,000.00 - $24,999.99 0.10%
  $100.00 $25,000.00 - $49,999.99 0.15%
  $100.00 $50,000.00 + up 0.20%
Fun Club (Auto Transfer) $1.00 $.01 - $50,000 0.10%
Fun Club $1.00 $.01 - $50,000 0.05%
Loyalty Business Savings1  $1.00 $.01 - $9,999.00 0.05%
  $1.00 $10,000 - $49,999 0.07%
  $1.00 $50,000 - $99,999 0.10%
  $1.00 $100,000 + up 0.15%

Rates effective as of 5/3/2016 12:16:56 PM

* Annual Percentage Yield

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate changes. Fees may reduce earnings on the account. + Fun club auto transfer must be from Unity checking or saving account.

Loyalty Business Savings (1) NO MONTHLY FEES. Active Unity Bank business checking account in same name as business required. Business accounts only: Check Casher's, MSB's & sole proprietorships not eligible. Statement cycle must be month end, must be combined statement & e-statements will be mandatory when available. Checking account must carry online business banking & business CheckCard. If account requirements are not met, rates will reduce automatically to rate paid on Opportunity Statement Savings Account on the cycle date of the Loyalty Business Savings. Rates are subject to change daily with no notice. Offer may be withdrawn at any time.