Checking

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All Unity Checking Accounts Feature:

  • Free Order of Starter Checks
  • Free Online Statements
  • Free Online Banking and Bill Pay
  • Free Mobile App
  • Free Mobile Deposits
  • Free Bank By Phone
  • Free UChoose Rewards
  • Free Visa Debit Card

New Jersey Consumer Checking

$1
Opening Deposit
None
Minimum Balance
No
Earns Interest

Features

Your first eight checks paid during each statement cycle are free. For each check paid in excess of eight during the statement cycle, there is a $.50 per check charge.

Service Fees

$3

ATM Fees

FREE at Unity & Allpoint ATM's

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Other Services Available to Customers:

Checking Rates

Account Title Min. to Open Balance APY*
Prosperity Plus Checking** $1.00 $00.00 - $99.99 0.00%
  $1.00 $100.00 + up 0.05%
Opportunity Checking** $1.00 $0 - $1,999.99 0.00%
  $1.00 $2,000.00 - $3,999.99 0.05%
  $1.00 $4,000.00 - $6,999.99 0.05%
  $1.00 $7,000.00 + up 0.05%
Opportunity Money Market Account** $1.00 $0 - $1,999.99 0.00%
  $1.00 $2,000.00 - $9,999.99 0.05%
  $1.00 $10,000.00 + up 0.10%
Student Checking $1.00 no minimum 0.05%

Rates effective as of 4/18/2023

*Annual Percentage Yield

**Account has minimum balance requirements to avoid service charge. See full details here 

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate change. Fees may reduce earnings on the account.