Simple and affordable with easy fee waivers and essential perks
| Monthly Service Fee |
$3.00 |
| Interest Bearing |
NO |
| Minimum Opening Deposit |
$50.00 |
| Minimum Daily Balance |
$1.00 |
Monthly Service Fee Waiver Qualifiers
(1 or more below to qualify)
- Direct Deposit of $1,000 or more in a Statement Cycle; OR
- 12 Point of Sale (POS) Transactions with Unity Bank Debit Card; OR
- $50 or More Transfer to Unity Bank Savings Account in a Statement Cycle
- Students (Age <=24), Seniors 65+, & First Responders Receive No Monthly Service Fee
Additional Account Perks
- ATM Fees Waived for Students (Up to $20 per statement cycle)
- $5.00 Paper Statement Fee Waived with eStatement Enrollment
Earn cash back on everyday purchases with added perks
| Monthly Service Fee |
$20.00 |
| Interest Bearing |
NO |
| Minimum Opening Deposit |
$100.00 |
| Minimum Daily Balance |
$1.00 |
Monthly Service Fee Waiver Qualifiers
REQUIRED: 12 Point of Sale (POS) Transactions with Unity Bank Debit Card AND 1 or more below to qualify:
- Direct Deposit of $1,000 or more in a Statement Cycle; OR
- Online Banking Automatic Transfer (any amount) to a Unity Bank Savings Account (per statement cycle); OR
- Combined daily balance of $25k or more in a Unity Bank Savings/MMDA/CD
Additional Account Perks
- Earn 1% Cash Back (up to $10) on Purchases per Statement Cycle
- $5.00 Paper Statement Fee Waived with eStatement Enrollment
- First Order of Basic Checks is Free
Maximize Checking earnings with exclusive benefits & interest for high balances
| Monthly Service Fee |
$30.00 |
| Interest Bearing |
YES |
| Minimum Opening Deposit |
$1,000.00 |
| Minimum Daily Balance |
$1.00 |
Monthly Service Fee Waiver Qualifiers
(1 or more below to qualify)
- Maintain Balance of $25,000 in Premier Checking Account; OR
- Combined Daily Balance of $200k or more in a Unity Bank Savings/MMDA/CD
Additional Account Perks
- $5.00 Paper Statement Fee Waived for Seniors 65+ with $75k in Total Balances
- Earn Interest of .02% APY* on Unqualified Balances**
- Earn Additional Interest with Additional Qualifiers:
- 15 POS Transactions using a Unity Bank Debit Card
- Direct Deposit Totaling $2,500.00 or more in a statement cycle
- Combined Daily Balance of $250k+ in a Unity Bank Savings/MMDA/CD
- Make 2 Bill Payments through Online Banking in a Statement Cycle
| # of Qualifiers |
APY* |
Balance |
| 3 |
2.00% |
up to $25,000.00 |
| 4 |
3.00% |
up to $25,000.00 |
*APY = Annual Precentage Yield
**Unqualified Balances = balances that do not meet the "Additional Qualifiers" criteria.