| Savings Balance |
Promo Rate |
| $150,000 + |
3.75% APY* |
| $100,000 - $149,999.99 |
3.25% APY* |
| $50,000 - $99,999.99 |
2.75% APY* |
| $10,000 - $49,999.99 |
2.25% APY* |
| $0 - $9,999.99 |
0.10% APY* |
*APY (Annual Percentage Yield) accurate as of April 14, 2025 and subject to change daily. The interest rate and APY for the appropriate tier will be guaranteed for ninety (90) days from the date of account opening. Offer valid beginning April 14, 2025. Account must be opened at a branch office. Available for consumer accounts only. Savings account offered with eStatements only: account requires a valid email, enrollment, and activation of eStatements. Minimum balance required to obtain advertised APY $0 - $9,999.99: 0.10% APY; $10,000 - $49,999.99: 2.25% APY; $50,000 - $99,999.99: 2.75% APY; $100,000 - $149,999.99: 3.25% APY; Greater than $150,000: 3.75% APY. If account requirements are not met, current interest rate or appropriate tier on eSavings will apply. $10 monthly service charge if daily balance falls below $100. Minimum deposit required to open account: $1.00.
EQUAL HOUSING LENDER | MEMBER FDIC | UNITY BANK NMLS #617337 | HIGH YIELD SAVINGS PROMO CODE: 1146
2Offer valid beginning April 7, 2025. APY (Annual Percentage Yield) is subject to change at any time without notice. Penalty for early withdrawal applies. Principal may be reduced by penalty amount. Available for consumer, business, and IRA/Retirement CD’s (Business and IRA/Retirement CD’s must be opened in branch). Minimum deposit of $1000. At maturity, your CD will automatically renew and earn the base interest rate in effect at that time. Please ask a representative for more details.
EQUAL HOUSING LENDER | MEMBER FDIC | UNITY BANK NMLS #617337 | 6 MONTH PROMO CODE: 1147 | 11 MONTH PROMO CODE: 1148 | 15 MONTH PROMO CODE: 1149
3Everyday Checking Account
Minimum deposit required to open an account is $50.00. Monthly service fee of $3.00. Monthly service fee can be avoided with one or more of the following: Direct deposit of $1,000 or more in a statement cycle; 12 POS transactions with Unity Bank debit card; $50 or more transfer to Unity Bank savings account in a statement cycle; Students (age <=24), seniors 65+, & first responders receive no monthly service fee. Additional account perks include: ATM fees waived for students (up to $20 per statement cycle); Paper statement fee of $5.00 waived with estatement enrollment.
3Cash Bonus Offer
Offer valid beginning April 14th, 2025. Offer can be withdrawn at any time. Applicable for consumer accounts only. This offer is only available to customers who currently do not maintain a checking account relationship with Unity Bank. To qualify for a $300.00 cash bonus, you are required to conduct at least four (4) Direct Deposits of at least $1,500 to your new account within 180 days of opening. Direct Deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. The bonus will be deposited within fourteen days (14) of meeting the promotion requirements. Your checking account must remain in an open status in order to receive the bonus. May be IRS reportable. Unity Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
4Rewards Checking Account
Minimum deposit required to open an account is $100.00. Monthly service fee of $20.00. 12 point of sale (POS) transactions with Unity Bank debit card and one additional qualifier is required to waive monthly service fee. Qualifiers include: Direct deposit of $1,000 or more in a statement cycle; Online banking automatic transfer (any amount) to a Unity Bank Savings Account (per statemet cycle); Combined daily balance of $25,000.00 or more in a Unity Bank savings/MMDA/CD. Additional account perks include earning 1% cash back (up to $10) on purchases per statement cycle; $5.00 paper statement fee waived with eStatement enrollment; First order of basic checks is free.
4Cash Bonus Offer
Offer valid beginning April 14th, 2025. Offer can be withdrawn at any time. Applicable for consumer accounts only. This offer is only available to customers who currently do not maintain a checking account relationship with Unity Bank. To qualify for a $400.00 cash bonus, you are required to conduct at least four (4) Direct Deposits of at least $2,500 to your new account within 180 days of opening. Direct Deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. The bonus will be deposited within fourteen days (14) of meeting the promotion requirements. Your checking account must remain in an open status in order to receive the bonus. May be IRS reportable. Unity Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
EQUAL HOUSING LENDER | MEMBER FDIC | UNITY BANK NMLS #617337 | EVERYDAY CHECKING PROMO CODE: 1144 | REWARDS CHECKING PROMO CODE: 1145
Open Aount I