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Our product line includes conforming loan products as well as portfolio loans. Our portfolio loans are based on
old fashion common sense lending and are designed to offer financing to good borrowers that don't fit in "The Box".
 

 

Mortgage Rates

Account Title Rate Points APR* For every $1,000 borrowed, payment of principal & interest =
Conforming 15 Year Fixed 6.500% 0.000% 7.133% $8.73
Conforming 30 Year Fixed 6.500% 0.000% 6.521% $6.33
15 Year Fixed Super/Conforming 5.875% 1.000% 6.314% $8.43
30 Year Fixed Super/Conforming 6.500% 0.000% 6.862% $6.33

Rates effective as of 12/5/2024

* Annual Percentage Rate

Rate and terms are subject to change. This is not an offer to extend credit and is for informational purposes only.

30 yr fixed APR for Conforming and Super Conforming Loan amounts up to $2,000,000 are based on a $550,000 loan amount and  $350,000 loan amount for a 15 yr fixed terms.  APR for FHA, includes upfront and monthly mortgage insurance premiums. Conforming 30 yr fixed rates are based on a purchase and rate and term transactions with 25% equity,720 or better credit score and a single family owner occupied residence or second home. 15 yr fixed terms on based on 30% equity, 780 or better credit score, single family owner occupied purchase and rate and term refinances.  Adjustable Rate mortgages are calculated based upon a 30 year amortization.

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate change.