1 Annual Percentage Yield (APY) accurate as of September 8, 2025, and is subject to change daily. The 3.92% interest rate and 4.00% APY will be guaranteed for ninety (90) days from the date of account opening. Account must be opened at our Madison, NJ branch. A minimum deposit of $1.00 is required to open the account. Offer available for consumer accounts only. Promotional High Yield eSavings account offered with eStatements only; account requires a valid email, enrollment in, and activation of eStatements. A $10 monthly service charge applies if the daily balance falls below $100. Minimum deposit required to open account: $1.00. Minimum balance required to obtain promotional rates are as follows: $0 - $9,999.99: 3.00% APY; $10,000 - $49,999.99: 3.25% APY; $50,000 -$99,999.99: 3.50% APY; $100,000 - $149,999.99: 3.75% APY; Greater than $150,000: 4.00% APY.
2 Annual Percentage Yield (APY) accurate as of November 6, 2025, and is subject to change without notice. Offer available for consumer and business. Account must be opened at our Madison, NJ branch. A minimum deposit of $1,000 is required to open the account. Upon maturity, the Certificate of Deposit (CD) will automatically renew at the base interest rate in effect at that time. An early withdrawal penalty may apply.
3 EVERYDAY CHECKING ACCOUNT: Minimum deposit required to open an account is $50.00. Monthly service fee of $3.00. Monthly service fee can be avoided with one or more of the following: Direct deposit of $1,000 or more in a statement cycle; 12 POS transactions with Unity Bank debit card; Online Banking Automatic Transfer of $50 or more to a Unity Bank Savings Account (per Statement Cycle); OR Students (age <=24), seniors 65+, & first responders receive no monthly service fee. Additional account perks include: ATM fees waived for students (up to $20 per statement cycle); Paper statement fee of $5.00 waived with estatement enrollment. CASH BONUS OFFER: offer valid beginning September 8, 2025. Offer can be withdrawn at any time. Applicable for consumer accounts only. Account must be opened at the Madison, NJ branch. This offer is only available to customers who currently do not maintain a checking account relationship with Unity Bank. To qualify for a $400.00 cash bonus, you are required to conduct at least four (4) Direct Deposits of at least $1,500 to your new account within 180 days of opening. Direct Deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. The bonus will be deposited within fourteen days (14) of meeting the promotion requirements. Your checking account must remain open and in good standing for a minimum of 180 days to receive bonus. May be IRS reportable. Unity Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
4 REWARDS CHECKING ACCOUNT: Minimum deposit required to open an account is $100.00. Monthly service fee of $20.00. 12 point of sale (POS) transactions with Unity Bank debit card and one additional qualifier is required to waive monthly service fee. Qualifiers include: Direct deposit of $1,000 or more in a statement cycle; Automatic transfer (any amount) through online banking to a Unity Bank Savings Account (per statement cycle); Combined daily balance of $25,000.00 or more in a Unity Bank savings/MMDA/CD. Additional account perks include earning 1% cash back (up to $10) on purchases per statement cycle; $5.00 paper statement fee waived with eStatement enrollment; First order of basic checks is free. CASH BONUS OFFER: Offer valid beginning September 8, 2025. Offer can be withdrawn at any time. Applicable for consumer accounts only. Account must be open at the Madison, New Jersey branch. This offer is only available to customers who currently do not maintain a checking account relationship with Unity Bank. To qualify for a $500.00 cash bonus, you are required to conduct at least four (4) Direct Deposits of at least $2,500 to your new account within 180 days of opening. Direct Deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. The bonus will be deposited within fourteen days (14) of meeting the promotion requirements. Your checking account must remain open and in good standing for a minimum of 180 days to receive the bonus. May be IRS reportable. Unity Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
EQUAL HOUSING LENDER | MEMBER FDIC | EVERYDAY CHECKING PROMO CODE: 1051 | REWARDS CHECKING PROMO CODE: 1052 | CD SPECIAL 11 PROMO CODE: 1056 | HIGH YEILD ESAVINGS PROMO CODE: 1053