Business Savings

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All Unity Business Savings Accounts Feature:

  • Free Online Banking and Bill Pay
  • Free ATMs at Unity & Allpoint ATM's

eSavings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See eSavings Rates
Earns Interest

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Features

A tiered savings account, which requires a low minimum balance to open.

  • E statements makes reconciling easy.
  • No need to store statements.
  • Protects against mail fraud.
  • Increase your earnings as the balance goes up.
  • Enrollment in eStatements is required.
  • An E statement is mandatory as part of the account.
  • Free ATM Card
  • Free Online Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Find a Branch to Open an Account

Compare Business Savings Accounts

Loyalty Business Savings

$1
Opening Deposit
None
Minimum Balance
Yes!
See Loyalty Business Savings Rates
Earns Interest

Monthly Service Fees

None

ATM Fees

FREE at Unity & Allpoint ATM's

Features

  • NO MONTHLY FEES
  • Free ATM Card
  • Free Online & Paper Statements

Active Unity Bank business checking account in same name as business required. Business accounts only; Check Casher’s, MSB’s & sole proprietorships not eligible. Statement cycle must be month end, must be combined statement & e-statements will be mandatory when available. Checking account must carry online business banking & business CheckCard. If account requirements are not met, rates will reduce automatically to rate paid on Regular Statement Savings Account on the cycle date of the Loyalty Business Savings. Rates are subject to change daily with no notice. Offer may be withdrawn at any time.

Find a Branch to Open an Account

Compare Business Savings Accounts

Certificates of Deposit (CD)

$1000
Opening Deposit
N/A
Minimum Balance
No
Earns Interest

Monthly Service Fees

N/A

ATM Fees

N/A

Features

  • Terms: 3 months to 60 months
  • CDs can help meet your business’s short and long range investment goals. You can choose terms of investment from three months to five years or more.
  • Interest on your CD can be credited, mailed of transferred to another Unity account.

Find a Branch to Open an Account

Compare Business Savings Accounts

Other Services Available to Customers:

  • Merchant Card Services
  • U-Deposit Deposit Capture
  • Positive Pay Fraud Detection Tool
  • Cash Management Services
  • Treasury Checks
  • Fee-FREE Visa Gift Cards
  • Business Credit Cards
  • Escrow Account Services
  • Attorney IOLTA Accounts1
  • Safe Deposit Boxes at most locations
    Contact your local branch for availability

1Attorney Trust accounts must maintain an operating account with Unity Bank which will be used for any service charges that incur in the trust account.

Savings Rates

Account Title Min. to Open Balance APY*
Opportunity Savings $1.00 $00.01 - $99.99 0.00%
  $1.00 $100 - $19,999.99 0.05%
  $1.00 $20,000 - $99,999.99 0.10%
  $1.00 $100,000 + up 0.10%
Prosperity Savings $1.00 $00.00 - $24.99 0.00%
  $1.00 $25.00 + up 0.05%
Money Market IRA $1.00 $00.00 - $99.99 0.00%
  $1.00 $100 - $4,999.99 0.05%
  $1.00 $5,000 - $9,999.99 0.05%
  $1.00 $10,000 - $24,999.99 0.10%
  $1.00 $25,000 - $49,999.99 0.10%
  $1.00 $50,000 + up 0.15%

Rates effective as of 4/18/2023

* Annual Percentage Yield

ANNUAL Percentage Yield (APY) Rates, terms, conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate change. Fees may reduce earnings on the account. Online account opening not available for IRA or business accounts. $10.00 monthly service fee if balance falls below $100.00