Banking

/ Business / Banking

All Unity Business Checking Accounts Feature:

  • Free Visa Business Debit Card
  • Free Online Statements
  • Free Paper Statements
  • Free Online Banking and Bill Pay
  • Free ATMs at Unity & Allpoint ATM's

Small Business Checking

$1,500
Opening Deposit
$1,500
Minimum Balance
Yes!
Free Online Banking

Features

It's True.

  • Avoid monthly service fee of $15 if minimum $1,500 average monthly balance maintained
  • No per check  or deposit charges.

Not available to Check Cashers, Money Transmitters (MSB), Phone Card Issuers/Redeemers, Fuel Businesses or customers who have 100 or more checks clear in a single monthly statement;  or withdraw or deposit over $50,000 in a monthly statement in cash.   

Monthly Service Fees

$15 if average monthly balance below $1,500

ATM Fees

FREE at Unity & Allpoint ATM's

Opportunity Checking

$2,000
Opening Deposit
$2,000
Minimum Balance
Yes!
Free Online Banking

Features

  • For sole proprietors/ individuals only.
  • The opportunity to earn higher rates of interest by maintaining higher balances.
  • Unlimited check writing. Interest is compounded daily.

Monthly Service Fees

$12 if daily balance below $2,000

ATM Fees

FREE at Unity & Allpoint ATM's

Commercial Analysis & U-Deposit Accounts

Varies based on account agreement*
Opening Deposit
Fees vary.*
Minimum Balance
Yes!
Free Online Banking

Features

  • Receive earnings credit to off-set service charges and detailed analysis statements.
  • Powerful Cash Management at your fingertips with on-line option.
  • View your daily float and many other features.

* Opening Deposit and fees vary based on account agreement. Contact your local branch for more information.

Monthly Service Fees

Fees vary.*

ATM Fees

FREE at Unity & Allpoint ATM's

eSavings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See Rates
Earns Interest

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Features

A tiered savings account, which requires a low minimum balance to open.

  • E statements makes reconciling easy.
  • No need to store statements.
  • Protects against mail fraud.
  • Increase your earnings as the balance goes up.
  • Enrollment in eStatements is required.
  • An E statement is mandatory as part of the account.
  • Free ATM Card
  • Free Online Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Certificates of Deposit (CD)

$1000
Opening Deposit
N/A
Minimum Balance
No
Earns Interest

Monthly Service Fees

N/A

ATM Fees

N/A

Features

  • Terms: 3 months to 60 months
  • CDs can help meet your business’s short and long range investment goals. You can choose terms of investment from three months to five years or more.
  • Interest on your CD can be credited, mailed of transferred to another Unity account.

Savings Rates

Account Title Min. to Open Balance APY*
eSavings $100.00 $00.01 - $99.99 0.00%
  $100.00 $100 - $19,999.99 0.05%
  $100.00 $20,000 - $99,999.99 0.10%
  $100.00 $100,000 - $249,999.99 0.25%
  $100.00 $250,000 - $499,999.99 0.35%
  $100.00 $500,000 + up 0.50%
Opportunity Savings $100.00 $00.01 - $99.99 0.00%
  $100.00 $100 - $19,999.99 0.05%
  $100.00 $20,000 - $99,999.99 0.10%
  $100.00 $100,000 + up 0.15%
Prosperity Savings $25.00 $00.00 - $24.99 0.00%
  $25.00 $25.00 + up 0.05%
Money Market IRA $100.00 $00.00 - $99.99 0.00%
  $100.00 $100 - $4,999.99 0.05%
  $100.00 $5,000 - $9,999.99 0.05%
  $100.00 $10,000 - $24,999.99 0.10%
  $100.00 $25,000 - $49,999.99 0.15%
  $100.00 $50,000 + up 0.20%

Rates effective as of 10/1/2020 5:02:01 PM

* Annual Percentage Yield

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate changes. Fees may reduce earnings on the account. + Fun club auto transfer must be from Unity checking or saving account.