Banking

/ Business / Banking

Free Business Checking

$0
Opening Deposit
None
Minimum Balance
Yes!
Free Online Banking

Features

It's True.

  • No minimum balance
  • No monthly service fees
  • No per check or deposit charges.

Not available to check cashiers, money transmitters, phone card customers or customers who have 100 or more checks clear in a single monthly statement or deposit $50,000 or more in a monthly statement. 

Monthly Service Fees

None

ATM Fees

FREE at Unity & Allpoint ATM's

Opportunity Checking

$2,000
Opening Deposit
$2,000
Minimum Balance
Yes!
Free Online Banking

Features

  • For sole proprietors/ individuals only.
  • The opportunity to earn higher rates of interest by maintaining higher balances.
  • Unlimited check writing. Interest is compounded daily.

Monthly Service Fees

$12 if daily balance below $2,000

ATM Fees

FREE at Unity & Allpoint ATM's

Commercial Analysis & U-Deposit Accounts

Varies based on account agreement*
Opening Deposit
Fees vary.*
Minimum Balance
Yes!
Free Online Banking

Features

  • Receive earnings credit to off-set service charges and detailed analysis statements.
  • Powerful Cash Management at your fingertips with on-line option.
  • View your daily float and many other features.

* Opening Deposit and fees vary based on account agreement. Contact your local branch for more information.

Monthly Service Fees

Fees vary.*

ATM Fees

FREE at Unity & Allpoint ATM's

eSavings

$1
Opening Deposit
$100
Minimum Balance
Yes!
See Rates
Earns Interest

Monthly Service Fees

$10 if balance is below $100

ATM Fees

FREE at Unity & Allpoint ATM's

Features

A tiered savings account, which requires a low minimum balance to open.

  • E statements makes reconciling easy.
  • No need to store statements.
  • Protects against mail fraud.
  • Increase your earnings as the balance goes up.
  • Enrollment in eStatements is required.
  • An E statement is mandatory as part of the account.
  • Free ATM Card
  • Free Online Statements
  • Free Online Banking
  • Free Mobile Deposit
  • Free Bank-by-Phone

Loyalty Business Savings

$0
Opening Deposit
None
Minimum Balance
Yes!
See Rates
Earns Interest

Monthly Service Fees

None

ATM Fees

FREE at Unity & Allpoint ATM's

Features

  • NO MONTHLY FEES
  • Free ATM Card
  • Free Online & Paper Statements

Active Unity Bank business checking account in same name as business required. Business accounts only; Check Casher’s, MSB’s & sole proprietorships not eligible. Statement cycle must be month end, must be combined statement & e-statements will be mandatory when available. Checking account must carry online business banking & business CheckCard. If account requirements are not met, rates will reduce automatically to rate paid on Regular Statement Savings Account on the cycle date of the Loyalty Business Savings. Rates are subject to change daily with no notice. Offer may be withdrawn at any time.

Certificates of Deposit (CD)

$1000
Opening Deposit
N/A
Minimum Balance
No
Earns Interest

Monthly Service Fees

N/A

ATM Fees

N/A

Features

  • Terms: 3 months to 60 months
  • CDs can help meet your business’s short and long range investment goals. You can choose terms of investment from three months to five years or more.
  • Interest on your CD can be credited, mailed of transferred to another Unity account.

Savings Rates

Account Title Min. to Open Balance APY*
eSavings $100.00 $00.01-$99.99 0.00%
  $100.00 $100.00-$19,999.99 0.50%
  $100.00 $20,000.00-$99,999 0.75%
  $100.00 $100,000-$249,999 1.00%
  $100.00 $250,000-$499,999 1.15%
  $100.00 $500,000 + up 1.30%
Opportunity Savings $100.00 $00.01 - $99.99 0.00%
  $100.00 $100.00 - $19,999.99 0.05%
  $100.00 $20,000.00 - $99,999.99 0.10%
  $100.00 $100,000.00 + up 0.15%
Prosperity Savings $25.00 $00.00 - $24.99 0.00%
  $25.00 $25.00 + up 0.05%
Money Market IRA $100.00 $00.00 - $99.99 0.00%
  $100.00 $100.00 - $4,999.99 0.05%
  $100.00 $5,000.00 - $9,999.99 0.05%
  $100.00 $10,000.00 - $24,999.99 0.10%
  $100.00 $25,000.00 - $49,999.99 0.15%
  $100.00 $50,000.00 + up 0.20%
Loyalty Business Savings1  $1.00 $.01 - $9,999.00 0.05%
  $1.00 $10,000 - $49,999 0.07%
  $1.00 $50,000 - $99,999 0.10%
  $1.00 $100,000 + up 0.15%

Rates effective as of 8/12/2019 8:31:00 AM

* Annual Percentage Yield

Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate changes. Fees may reduce earnings on the account. + Fun club auto transfer must be from Unity checking or saving account.

Loyalty Business Savings (1) NO MONTHLY FEES. Active Unity Bank business checking account in same name as business required. Business accounts only: Check Casher's, MSB's & sole proprietorships not eligible. Statement cycle must be month end, must be combined statement & e-statements will be mandatory when available. Checking account must carry online business banking & business CheckCard. If account requirements are not met, rates will reduce automatically to rate paid on Opportunity Statement Savings Account on the cycle date of the Loyalty Business Savings. Rates are subject to change daily with no notice. Offer may be withdrawn at any time.