1 APY = Annual Percentage Yield. Penalty for early withdrawal applies. Principal may be reduced by penalty amounts. Minimum deposit $1,000. Available for business and consumer. Call or visit branch for details. Offer can be withdrawn at any time. Available for IRA/Retirement CDs also.

2 1% APY CD rate requires new or existing checking account with direct deposit of $250 or more per month. Rate reduces to 0.60% APY starting the month direct deposit requirement is not met. Direct deposit for new accounts must take effect within the first 30 days of account opening.

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