NOTICE OF YOUR
FINANCIAL PRIVACY RIGHTS
Unity Bank respects your right to privacy, and protecting the
confidentiality of your personal information is important to our Directors,
Management and Staff. Unity Bank values your business and the trust you put
in us when you furnish us with your personal information.
In order to provide you with a variety of products and services, information
is shared among Unity Bank’s family of companies (affiliates): Unity
Bancorp, Unity Investment Services Inc., Unity Participation Company Inc.,
and Unity Financial Services Inc. We want you to understand how and why we
collect, store and use non-public personal information about you and to
assure you that we observe strict measures of security, confidentiality and
privacy with respect to this sensitive information.
Non-public Personal Information: Includes information about you that
we collect in connection with providing a financial product or service to
you. Non-public information does not include information that is available
from public sources; such as, telephone directories or government records.
Hereafter, we will use the term “information” to mean non-public personal
information as defined in this section.
Affiliate: Is a company that we own or control, a company that owns
or controls us, or a company that is owned or controlled by the same company
that owns or controls us. Ownership does not mean complete ownership, but
means owning enough to have control.
Non-Affiliated Third Party: Is a person we do not employ or is a
company that is not an affiliate of ours. This is also known simply as an
Customer: A customer is defined as a consumer, who has an on-going
customer relationship with a financial institution by purchasing or holding
financial products or services such as a(n): Deposit Account, Loan Account,
Credit Card Account, Safe Deposit Box, Retail Installment Contract (that we
hold and service), IRAs, Financial Investment or Economic Advisory Services,
Mortgage Brokerage Services.
Transactional Information: Is information about transactions with
Unity Bank, our affiliates or others; such as, account balances, account
activity, types of account(s), payment history, deposit history and parties
to a transaction.
The Confidentiality, Security, and Integrity of Your Information: We
restrict access to information about you to those employees who need to know
that information in order to provide products or services to you. We
maintain physical, electronic, and procedural safeguards to protect this
information. When we provide information to non-affiliated third parties;
such as, those companies that assist us with data processing and those
companies with which we have a joint marketing agreement, we require these
companies, via contract, to maintain the confidentiality of the information
shared to the same extent as the Bank.
The Information We Collect: We collect non-public personal
information about you to offer the widest range of products necessary to fit
your needs. We collect information about you from the following sources:
Information about your transaction with Unity Bank, our affiliates, or
Information from consumer reporting agencies.
Information We Share: To offer you the widest range of products
necessary to fit your needs, we are permitted or required by law to share
information we have about our experiences and/or transactions with you or
your account with our affiliates. The law allows Unity Bank to share
identification information within Unity Bank’s family of companies, as well
as information related to the transactions and experiences we have with our
customers. Unity Bank and its affiliates engage in a variety of business;
such as, trust administration, brokerage and investment services. Sharing
information among these business lines increases your access to products and
services, allows us to match products and services to your specific needs
and simplifies transaction flow.
We may also disclose information we have about you to companies with whom we
have joint marketing agreements or who provide marketing services on our
behalf or to other financial institutions with whom we have joint marketing
The types of information we may share are:
Information we receive from you on loan applications or other forms; such
as, name, address, social security number, assets and income;
Information about transactions with Unity Bank, our affiliates or others;
such as, account balances, account activity, types of account(s), payment
history, deposit history and parties to a transaction.
We do not sell, share, or provide non-public personal information to
non-affiliated third parties. We do not share any non-public personal
information about our customers or former customers with anyone, except as
permitted by law.
It’s Your Decision: Unity Bank offers a wide array of financial
products and services designed to meet your financial goals. We periodically
review information regarding our customers’ accounts and transactions to
select the names, addresses and telephone numbers of customers to receive
special offers of products or services that we believe will be of interest
to our customers.
If you wish us not to share transactional information with our
affiliates, call us at 1.800.618.BANK (1.800.618.2265), or write us at the
address below. If there are multiple owners on an account, product or
service, any one of them may request on behalf of any or all of the owners
that their information is not to be shared or their names removed from our
64 Old Highway 22
Clinton, New Jersey 08809
Member FDIC Equael Opportunity Lender Equal Housing Lender