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Checking

True Checking | Opportunity Checking | Prosperity Checking | Prosperity Plus
Opportunity Money Market Deposit Account | NJ Consumer Checking
En Español

 
  True Checking
Truly Free and Flexible!

Minimum to open: $1
Monthly service charge: none
Minimum balance to avoid service charge: none
Free Checks: first order (25)
Free On-line banking: YES
Free On-line bill-pay:  YES
Interest bearing: NO

Special features:
Unlimited check writing, no teller transaction fees

  Opportunity Checking
The higher the balance, the higher the interest!

Minimum to open: $100
Monthly service charge: zero with balance of $2000, $12 below $2000 balance
Minimum balance to avoid service charge: $2000
Free Checks: first order (25)
Free On-line banking: YES
Free On-line billpay: YES
Interest bearing: YES

Special features:
Unlimited check writing, no teller transaction fees

  Prosperity Checking
If you're 55 or over take advantage of this Truly Free and Flexible account!

Minimum to open: $1
Monthly service charge: none
Minimum balance to avoid service charge: none
Free Checks: unlimited Unity specialty checks
Free On-line banking: YES
Free On-line billpay:  YES
Interest bearing: NO

Special features:
Fee FREE cashiers checks, Fee FREE travelers cheques
Unlimited check writing, no teller transaction fees

  Prosperity Plus
If you're 55 or over, earn interest with low minimum balance!

Minimum to open: $1
Monthly service charge: zero with balance of $500, $6 below $500 balance
Minimum balance to avoid service charge: $500
Free Checks: unlimited Unity specialty checks
Free On-line banking: YES
Free On-line billpay:  YES
Interest bearing: YES

Special features:
Fee FREE cashiers checks, Fee FREE travelers cheques
Unlimited check writing, no teller transaction fees

  Opportunity Money Market Account
Enjoy the benefits of high money market rates that rise with the growing balance in your account.

Minimum to open: $1
Monthly service charge: zero with balance of $10,000, $15 below $10,000 balance
Minimum balance to avoid service charge: $10,000
Free Checks: first order (25)
Free On-line banking: YES
Free On-line billpay:  YES
Interest bearing: YES

Special features:
Six monthly withdrawals with a maximum of three third-party checks.
A $10.00 fee for each additional check in excess of this limit.

  New Jersey Consumer Checking
Minimum to open: $1
Monthly service charge: $3
Minimum balance to avoid service charge: none
Free Checks: first order (25)
Free On-line banking: YES
Free On-line bill-pay:  YES
Interest bearing: NO

Special features:

Your first eight checks paid during each statement cycle are free.
For each check paid in excess of eight during the statement cycle, there is a $.50 per check charge.
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