POSITION SUMMARY:

·         Assisting the Human Resources and Training departments in completing various administrative tasks. 

JOB DUTIES:

·         Filing paperwork

·         Faxing documents

·         Copying documents

·         Updating spreadsheets

·         Assist with payroll input/distribution

·         Assembling Orientation Binders

·         Assembling Training Binders

·         Prepare documents for benefits meetings

·         Various other administrative functions

JOB SPECIFICATIONS:

·         Must be able to communicate effectively

·         Must abide by confidentiality rules

·         Must be organized and detail oriented

·         Must be well mannered and professional

·         Must be able to work at a fast pace

·         Must be able to learn and be willing to take on additional responsibilities as needed

·         Must be able to work independently

ACCOUNTABILITIES:

·         Reports to HR Director and HR Generalist

Length of time and Type of Previous Education/Experience Required:

·         High School Graduate

·         Previous Administrative experience, HR experience a plus

Financial Responsibilities:

• N/A

Required Manual Skills:

·         Must have strong computer skills

·         Able to use a fax machine and copy machine

·         Microsoft Excel, Word, Outlook and internet.

Position Summary:

The Relationship Manager is responsible for managing a successful and profitable branch.  The RM will hold the responsibility of ensuring that goals are met, staffing is adequate and performing to the Unity Bank standards, and the customers are engaged and satisfied with Unity Bank’s services.  The position of the RM is a robust and demanding position that will require individuals with a positive attitude, the desire to achieve all goals, a passion for the banking industry and dedication to do what is needed to be successful.

Job Duties:

Business Development

·         Assess, develop and implement strategies that contribute to the organizations overall growth and profitability

·         Cultivate long term customer relationships to maximize retention, growth and profitability.

·         Create new and profitable relationships with individuals and business who are not current customers through active and consistent outside calling efforts.

Employee Development

·         Build and develop a highly proactive and competent team of individuals that will enthusiastically commit to Unity’s success.

·         Implement creative activities that will both educate and motivate the team members enhancing the working environment of all staff members.

·         Actively coach all members of the team in the most current and successful sales activities and tactics while keeping them abreast of any and all current market changes.

·         Create an environment of active coaching to ensure that the needs of all customers are being uncovered and addressed by all personnel.

·         Continue to participate in company and personal initiatives that will enhance and grow the Relationship Manager’s knowledge to ensure not only the success of their office but their personal growth and development.

Community Development

·         Secure Unity’s place as a premier provider of quality service as well as a strong business leader through but not limited to involvement in; social groups, networking groups and community events.

·         Creating a network of centers of influence that positively promotes Unity’s presence in the community.

·         Using the preset budgets to plan, involve and promote Unity Bank’s image within the community which is served, through but not limited to; program sponsorships, strategic advertisement and charitable donations.

Administration Responsibilities

·         To achieve or surpass the goals that are set by the Director of Sales thus ensuring the growth of their office and Unity Bank as a whole.

·         Ensure that the branch maintains a rating of no less than Satisfactory on the annual audit through the active communication and management of the Assistant Relationship Manager and Customer Service Supervisor.

·         Active participation with all activities on a Regional and Market level including but not limited to; completion of weekly call reports, weekly conference calls, monthly sales meetings, cold calling, dollars for deposit promotions and market meetings and huddles.

·         Control all aspects of expense and loss as it relates to the bottom line through monitoring and planning of all expenditures that will include but are not limited to; marketing budgets, meals and entertainment budgets, fee retention, account losses, and branch supplies.

Financial Responsibilities:

·         Accountable for ensuring minimal loss to Unity Bank through the adherence of bank policy on but not limited to overdrawn/uncollected items, account opening process, teller differences, rebate/waiver of fees,  and general ledger balancing.

·         Accountable for monitoring and adhering to budgets as assigned by Retail Administration.

Length of time and Type of Previous Education/Experience Required:

·         High school degree or equivalent

·         College degree preferred

·         Minimum of 3-5 years previous Management experience, preferably in the Financial services field

Expected Skill Sets:

·         Ability to manage, coach and lead a $60 MM+ deposit base office comprising of at least 6 or more staff members.

·         Computer literate with the ability to utilize all programs including but not limited to: Microsoft Windows, Excel, Outlook, Word, Internet and specific bank related software.

·         Able to multitask while prioritizing responsibilities and tasks.

·         Able to communicate clearly orally and written.

·         Highly organized, reliable and effective with management of time.

·         Strong analytical, problem solving and mathematical abilities.

·         Capable of making decisions and sound judgment as it relates to all client, employee and bank matters.

·         Participation in the daily activities of the office with the ability to fill in where needed when needed in any roll that is required which will include but not limited to; account opening, review of reports, teller activities and branch daily, weekly, monthly audits.

Required Manual Skills:

·         Good typing skills

·         Ability to operate copier, fax machine, printer, adding machine

·         Ability to travel to other branches for coverage needs and for attaining Weekly Business Development Call Goals

SUMMARY:

The Loan Processor/Underwriter is responsible for efficient processing of consumer loan applications including underwriting, loan documentation and supporting the branch network.

DUTIES:

·         Process consumer loan applications

·         Underwrite direct Consumer Loans including home equity loans an lines

·         Prepare loan documentation

·         Adhere to bank policies and procedures

·         Cross-sell other lending products

·         Ensure compliance of consumer loan applications

·         Train other employees, as needed

·         Assist in implementation of new Products and Programs

·         Assist in preparing Management reports

·         Assist in Special Projects and Training

·       Support branch network regarding consumer loans Status, Policy, Procedures and Products.

JOB SPECIFICATIONS:

·           Strong analytical and problem solving skills

·           Sound judgement and strong decision making ability

·           Self-motivator with ability to work under minimum guidance

·           Must possess excellent interpersonal and written communication skills

·           Computer literate in Microsoft Windows, Excel, Outlook, and Internet

·           Ability to multitask and to prioritize responsibilities

·           Ability to work under pressure and tight deadlines

·           Highly reliable

ACCOUNTABILITIES:

·           Reports to Consumer Lending Manager

·           Assists the manager in achieving department goals

QUALIFICATIONS:

·           High school graduate or equivalent experience

·           College Degree preferred

·           Minimum 3 years of experience in underwriting consumer loans at a banking institution.

FINANCIAL RESPONSIBILITY: 

·           As per Bank Policy

REQUIRED MANUAL SKILLS:

·           Good PC skills

Position Summary:

The Customer Service Supervisor is responsible managing the daily activities of the Personal Bankers while ensuring that goals are met, staffing is adequate and performing to the Unity Bank standards, customers are engaged and satisfied with Unity Bank’s services and the compliance of the daily operations of the office.  The position of the Customer Service Supervisor is a robust and demanding position that will require individuals with a positive attitude, the desire to achieve all goals, a passion for the banking industry and dedication to do what is needed to be successful.  

Job Duties:

Business Development

·         Assist in the development and implementation of strategies that contribute to the organizations overall growth and profitability.

·         Partake in the overall sales efforts of the Relationship Manager and the Assistant Relationship Manager by being active in the sales process through but not limited to; cross-selling Unity Bank product to current customers and referring non customers to Unity Bank products in the attempt to gain a new relationship.

Employee Development

·         Build and develop a highly proactive and competent team of individuals that will enthusiastically commit to Unity’s success through the active management of the hiring, coaching and review process.  

·         Work with the Assistant Relationship Manager and the Relationship Manager to implement creative activities that will both educate and motivate the team members enhancing the working environment of all staff members.

·         Motivate, challenge and coach the efforts of the Personal Bankers in their efforts to cross sell Unity Bank products, customer conversations, operational soundness and compliance to all Unity Bank policies and procedures.

·         Continue to participate in company and personal initiatives that will enhance and grow the Service Leader’s knowledge to ensure not only the success of their office but their personal growth and development.

·         Working with the RM and the ARM implement the career paths for current staff members to assist in the retention of employees, adding value to the office and the company.

Compliance Standards

·         Ensure that the branch maintains a rating of no less than Satisfactory on the annual audit through the active communication and management of the Personal Bankers and strong partnership with the Assistant Relationship Manager.

·         Actively protect the assets of Unity Bank through the adherence and enforcement of Unity Bank policies and procedures as well as all external federal, state, and local regulations.

Administration Responsibilities

·         Active participation with all activities on a Regional and Market level including but not limited to; monthly Retail Meetings, timely completion of the Monthly Report Package, market meetings, branch huddles and holding branch operational meetings.

·         Control all aspects of expense and loss as it relates to the bottom line through monitoring of the daily office activities that include but are not limited to, daily overdraft decisions, monitoring of mandatory reports, adherence to the new account opening procedures and activities of the Service Leader.

·         To achieve or surpass the goals that are set by the Regional Sales Manager thus ensuring the growth of their office and Unity Bank as a whole.

Financial Responsibilities:

·         Accountable for ensuring minimal loss to Unity Bank through the adherence of bank policy on but not limited to; overdrawn/uncollected items, account opening process, teller differences, rebate/waiver of fees,  and general ledger balancing.

·         Accountable for monitoring and adhering to budgets as assigned by Retail Administration.

Length of time and Type of Previous Education/Experience Required:

·         High school degree or equivalent

·         Minimum of 1-3 years previous Management experience, preferably in the Financial services field

·         Teller or Customer Service experience.

Expected Skill Sets:

·         Ability to manage, coach and lead a $60 MM+ deposit base office comprising of at least 6 or more staff members.

·         Computer literate with the ability to utilize all programs including but not limited to: Microsoft Windows, Excel, Outlook, Word, Internet and specific bank related software.

·         Able to multitask while prioritizing responsibilities and tasks.

·         Able to communicate clearly orally and written.

·         Highly organized, reliable, and effective with management of time.

·         Strong analytical, problem solving and mathematical abilities.

·         Capable of making decisions and sound judgment as it relates to all client, employee and bank matters.

·         Participation in the daily activities of the office with the ability to fill in where needed when needed in any roll that is required which will include but not limited to; account opening, review of reports, teller activities and branch daily, weekly, monthly audits.

Required Manual Skills:

·         Good typing skills

·         Ability to operate copier, fax machine, printer, adding machine

·         Ability to travel to other branches for coverage or Administration needs.

Position Summary:

Personal Bankers are the front line of service throughout the Unity Bank footprint.  They will be responsible for providing exceptional service, meeting all assigned goals, and complying with all of Unity Bank standards.  The position of the Personal Banker is a challenging position which requires extensive knowledge of both teller operations and customer service functions.  The demands of this position will require individuals with a positive attitude, the desire to achieve all goals, a passion for the banking industry and dedication to do what is needed to be successful.  

Job Duties:

Business Development

·         Partake in the overall sales efforts of the office by being active in the sales process through but not limited to; cross-selling Unity Bank product to current customers and referring non customers to Unity Bank products in the attempt to gain a new relationship.

·         Offer positive support of the Relationship Managers’ in branch sales initiatives through the participation of but not limited to; daily huddles, calling nights, out bound sales calls, and business development calls.

Customer Service

·         Actively engage customers in conversation not only of the financial nature but the personal nature as well allowing for the uncovering and meeting of client needs while solidifying relationships.

·         Meet the expectation of service in the eyes of the customer though the prompt, diligent and appropriate actions including but not limited to; same day return phone calls, working with other departments for problem resolution and reaching out to management in the attempt to avoid a “no” answer when possible.

Compliance Standards

·         Actively protect the assets of Unity Bank through the adherence and enforcement of Unity Bank policies and procedures as well as all external federal, state, and local regulations; including but not limited to check cashing guidelines, new account opening procedures, wire agreements, vault operations, ATM operations, and CIP policies.

Administration Responsibilities

·         Active participation with all activities on a Regional and Market level including but not limited to; substituting in monthly Retail Meetings, market meetings, branch huddles and branch operational meetings.

·         Control all aspects of expense and loss as it relates to the bottom line through completion of the daily office activities that include but are not limited to, proving all cash, adherence to the new account opening procedures , completion of currency transaction reports and review of the mandatory reports.

·         To achieve or surpass the goals that are set by the Regional Sales Manager  and the Relationship Manager thus ensuring the growth of their office and Unity Bank as a whole.

Financial Responsibilities:

·         Accountable for ensuring minimal loss to Unity Bank through the adherence of bank policy on but not limited to; overdrawn/uncollected items, account opening process, teller differences, rebate/waiver of fees,  and general ledger balancing.

Length of time and Type of Previous Education/Experience Required:

·         High school degree or equivalent

·         Minimum of 1-3 years teller or customer service experience, preferably in the Financial services field

Expected Skill Sets:

·         Computer literate with the ability to utilize all programs including but not limited to: Microsoft Windows, Excel, Outlook, Word, Internet and specific bank related software.

·         Able to multitask while prioritizing responsibilities and tasks.

·         Able to communicate clearly orally and written.

·         Highly organized, reliable, and effective with management of time.

·         Strong analytical, problem solving and mathematical abilities.

·         Capable of making decisions and sound judgment as it relates to all client, employee and bank matters.

·         Participation in the daily activities of the office with the ability to fill in where needed when needed in any roll that is required which will include but not limited to; account opening, review of reports, teller activities and branch daily, weekly, monthly audits.

Required Manual Skills:

·         Good typing skills

·         Ability to operate copier, fax machine, printer, adding machine

·         Ability to travel to other branches for coverage or Administration needs.

POSITION SUMMARY:

·         Responsible for efficient processing, closing and post closing of all mortgage loan applications.

JOB DUTIES:

·         Input and review mortgage applications in Encompass software

·         Collect all items required for submission of application package

·         Prepare mortgage loan applications for underwriting

·         Prepare closing documentation

·         Follow-up for post closing documentation

·         Adhere to FNMA/FHLMC, FHA/VA and investor guidelines

·         Ensure compliance of disclosures

·         Assist in implementation of new products and programs

·         Assist in specials projects and training

·         Support branch network regarding mortgage loans status, policy, procedures and products

·         Liaison between realtors, title companies, attorneys and investors

·         Keep up to date on changing regulatory policies

·         Prepare weekly and monthly reports for management

JOB SPECIFICATIONS:

·         Strong analytical and problem solving skills

·         Sound judgement and strong decision making ability

·         Self-motivator with ability to work independently

·         Must possess excellent interpersonal and written communication skills

·         Ability to multi-task and to prioritize responsibilities

·         Ability to work under pressure and tight deadlines

·         Highly reliable

ACCOUNTABILITIES:

·         Reports to Mortgage Underwriter manager

·         Assists the manager in achieving department goals

Length of time and Type of Previous Education/Experience Required:

·         High school graduate or equivalent

·         College Degree preferred

·         Previous mortgage experience preferred

Financial Responsibilities:

·         As per Bank Policy

Required Manual Skills:

·         Computer literate in Microsoft Windows, Excel, Outlook, Internet. 

POSITION SUMMARY:

·         Responsible for efficient processing, underwriting closing and post closing of all mortgage loan applications.

JOB DUTIES:

·         Process underwrite and close mortgage loan applications

·         Adhere to FNMA, FHLMC, FHA/VA  and investor guidelines

·         Ensure compliance of disclosures

·         Train other employees, mentor and train mortgage loan processor in underwriting loan applications

·         Assist in implementation of new products and programs

·         Assist in special projects

·         Support branch network regarding mortgage loans status, policy, procedures and products

·         Prepare closing documentation

·         Follow-up for post closing documentation

·         Liaison between realtors, title companies, attorneys and investors

·         Keep up to date on changing regulatory policies

·         Prepare weekly and monthly reports for management review

JOB SPECIFICATIONS:

·         Strong judgment and decision making ability in underwriting loans based on experience

·         Strong analytical and problem solving skills

·         Self- motivated with the ability to work independently

·         Must possess excellent interpersonal and written communication skills

·         Ability to multi-task and to prioritize responsibilities

·         Highly reliable

·         Ability to train and support mortgage loan processor

·         Signing authority per Unity Bank policy

ACCOUNTABILITIES:

·         Reports to Mortgage Dept Manager

·         Assists in achieving department goals

·         Supervision of Mortgage Loan Processor

Length of time and Type of Previous Education/Experience Required:

·         High school graduate or equivalent

·         College Degree preferred

·         Minimum of 5 years previous mortgage experience

Financial Responsibilities:

·         As per Bank Policy

Required Manual Skills:

·         Computer literate in Microsoft Windows, Excel, Outlook, Internet. 

An Equal Opportunity Employer

All applicants for employment will be considered without discrimination because of race, color, creed, religion, ancestry, sex, marital status, age, national origin, physical or mental handicaps, liability for service in the US Armed Forces or Veteran status.  Employment ads will include a statement that the company is an Equal Opportunity Employer.  We will recruit the best-qualified applicant to meet both the position requirement and the needs of the company.